The Home Insurance Blog

What types of homeowners insurance are available?
Traditional Homeowners Policy: A traditional—or standard—homeowners policy includes four types of coverage:
coverage for the structure of your home
coverage for your personal belongings
additional living expenses in the event of disaster
liability protection
Standard homeowners insurance usually covers fire or lightning; windstorm or hail; explosions; riot or civil commotion; aircraft; vehicles; smoke; theft [...]

Read your policy to learn what procedures you must follow to file a claim on your homeowners
If a crime has been committed, report it directly to the police immediately. Request a copy of the police report and make your own written notes, including the name of the police officer and date of the incident.
Call your [...]