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	<title>The Home Insurance Blog</title>
	<link>http://thehomeinsuranceblog.com</link>
	<description>Everything You Need to Know about Home Insurance</description>
	<lastBuildDate>Sat, 10 Jul 2010 19:22:35 +0000</lastBuildDate>
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	<item>
		<title>How much is my house and its contents worth?</title>
		<description><![CDATA[
Before starting the insurance plan, agents will assess the value of the house first, such as its age, the area where it is on, and how it is built, but you can have your own estimate on that thing. Also, you will have to assess the worth of possessions in the house itself.
Remember that you [...]]]></description>
		<link>http://thehomeinsuranceblog.com/updates/how-much-is-my-house-and-its-contents-worth/</link>
			</item>
	<item>
		<title>What would my insurance plan cover?</title>
		<description><![CDATA[
Before signing anything, or even talking to an insurance agent, get to know first your house, its environment and where do you actually reside. Basic HoI plans cover fire damages and lightning damages, itâ€™s considered basic because fire can be anywhere and it can even affect a stone house. By knowing your house, you have [...]]]></description>
		<link>http://thehomeinsuranceblog.com/news-updates/what-would-my-insurance-plan-cover/</link>
			</item>
	<item>
		<title>Additional Coverage</title>
		<description><![CDATA[
What other additional coverage can be included in your homeowner&#8217;s insurance policy?
coverage for damages from perils such as:
ï¿½ fire and smoke
ï¿½ tornado or windstorm
ï¿½ hail and lightning
ï¿½ falling objects, collapse and aircraft
ï¿½ explosion
ï¿½ water damage
ï¿½ glass breakage and vandalism
ï¿½ worker&#8217;s compensation for occasional residence employees
damage to your home caused by the following:
ï¿½ riot or civil [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/additional-coverage/</link>
			</item>
	<item>
		<title>Claiming an insurance, not as easy as it sounds</title>
		<description><![CDATA[
To any normal person in the street, claiming insurances should be made whenever disaster strikes or an accident happens. Simple? If only it were true in real life.
The decision to file a claim or not is rarely simple. Or it maybe, in the mind of a simpleton. The intricacies of such a simple yet heart-pounding [...]]]></description>
		<link>http://thehomeinsuranceblog.com/tips/claiming-an-insurance-not-as-easy-as-it-sounds/</link>
			</item>
	<item>
		<title>Homeowners Insurance Shopping Update</title>
		<description><![CDATA[
Buying homeowners insurance for the first time? Renewing your policy? Trying to increase coverage? Thinking about filing a claim?
Think again.
Obtaining and retaining homeowner insurance isn&#8217;t what it used to be. Moisture and mold, mounting natural disasters, and perhaps even California&#8217;s fires could play a role in your coverage and what it costs.
Experts are advising a [...]]]></description>
		<link>http://thehomeinsuranceblog.com/updates/homeowners-insurance-shopping-update/</link>
			</item>
	<item>
		<title>Types of Homeowners Insurance</title>
		<description><![CDATA[
What types of homeowners insurance are available?
Traditional Homeowners Policy: A traditional—or standard—homeowners policy includes four types of coverage:
coverage for the structure of your home
coverage for your personal belongings
additional living expenses in the event of disaster
liability protection
Standard homeowners insurance usually covers fire or lightning; windstorm or hail; explosions; riot or civil commotion; aircraft; vehicles; smoke; theft [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/types-of-homeowners-insurance/</link>
			</item>
	<item>
		<title>How Do You File A Claim?</title>
		<description><![CDATA[
Read your policy to learn what procedures you must follow to file a claim on your homeowners
If a crime has been committed, report it directly to the police immediately. Request a copy of the police report and make your own written notes, including the name of the police officer and date of the incident.
Call your [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/how-do-you-file-a-claim/</link>
			</item>
	<item>
		<title>Cheap Property and Building Insurance Part 2</title>
		<description><![CDATA[
Here are other tips into getting a cheap property and building insurance. 
First, be keen with your deductible. The higher it is, the larger the discount you can get. This can give you an amount of saving rangings from 15 to 30 percent.
As much as possible, insure all your possessions with your home at the [...]]]></description>
		<link>http://thehomeinsuranceblog.com/uncategorized/cheap-property-and-building-insurance-part-2/</link>
			</item>
	<item>
		<title>Cheap Property and Building Insurance</title>
		<description><![CDATA[
Here are some things you might wanna consider so you can engage into a cheap property and building insurance.
First, consider protective and security devices such as fire extinguishers, deadbolts or alarms on all parts of your house. This can give you a savings of around 10-20%.
Most of brand new houses gets a lower insurance pay. [...]]]></description>
		<link>http://thehomeinsuranceblog.com/tips/cheap-property-and-building-insurance/</link>
			</item>
	<item>
		<title>CLUE Part 2</title>
		<description><![CDATA[
Inquiries are most often mistaken as claims and may be used by companies against the customers. This is because most of the time, insurance carriers submit information to CLUE when they call simply for an inquiry. To combat this, some states have taken measures to restrict the information found in these databases. Others have laws [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/clue-part-2/</link>
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