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	<title>The Home Insurance Blog</title>
	<link>http://thehomeinsuranceblog.com</link>
	<description>Everything You Need to Know about Home Insurance</description>
	<lastBuildDate>Wed, 10 Mar 2010 08:29:06 +0000</lastBuildDate>
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	<item>
		<title>Homeowners Insurance Shopping Update</title>
		<description><![CDATA[
Buying homeowners insurance for the first time? Renewing your policy? Trying to increase coverage? Thinking about filing a claim?
Think again.
Obtaining and retaining homeowner insurance isn&#8217;t what it used to be. Moisture and mold, mounting natural disasters, and perhaps even California&#8217;s fires could play a role in your coverage and what it costs.
Experts are advising a [...]]]></description>
		<link>http://thehomeinsuranceblog.com/updates/homeowners-insurance-shopping-update/</link>
			</item>
	<item>
		<title>Types of Homeowners Insurance</title>
		<description><![CDATA[
What types of homeowners insurance are available?
Traditional Homeowners Policy: A traditional—or standard—homeowners policy includes four types of coverage:
coverage for the structure of your home
coverage for your personal belongings
additional living expenses in the event of disaster
liability protection
Standard homeowners insurance usually covers fire or lightning; windstorm or hail; explosions; riot or civil commotion; aircraft; vehicles; smoke; theft [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/types-of-homeowners-insurance/</link>
			</item>
	<item>
		<title>How Do You File A Claim?</title>
		<description><![CDATA[
Read your policy to learn what procedures you must follow to file a claim on your homeowners
If a crime has been committed, report it directly to the police immediately. Request a copy of the police report and make your own written notes, including the name of the police officer and date of the incident.
Call your [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/how-do-you-file-a-claim/</link>
			</item>
	<item>
		<title>Cheap Property and Building Insurance Part 2</title>
		<description><![CDATA[
Here are other tips into getting a cheap property and building insurance. 
First, be keen with your deductible. The higher it is, the larger the discount you can get. This can give you an amount of saving rangings from 15 to 30 percent.
As much as possible, insure all your possessions with your home at the [...]]]></description>
		<link>http://thehomeinsuranceblog.com/uncategorized/cheap-property-and-building-insurance-part-2/</link>
			</item>
	<item>
		<title>Cheap Property and Building Insurance</title>
		<description><![CDATA[
Here are some things you might wanna consider so you can engage into a cheap property and building insurance.
First, consider protective and security devices such as fire extinguishers, deadbolts or alarms on all parts of your house. This can give you a savings of around 10-20%.
Most of brand new houses gets a lower insurance pay. [...]]]></description>
		<link>http://thehomeinsuranceblog.com/tips/cheap-property-and-building-insurance/</link>
			</item>
	<item>
		<title>CLUE Part 2</title>
		<description><![CDATA[
Inquiries are most often mistaken as claims and may be used by companies against the customers. This is because most of the time, insurance carriers submit information to CLUE when they call simply for an inquiry. To combat this, some states have taken measures to restrict the information found in these databases. Others have laws [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/clue-part-2/</link>
			</item>
	<item>
		<title>CLUE Part 1</title>
		<description><![CDATA[
Of the two databases, CLUE or Claim Loss Underwriting Exchange is the more popular one. Such is the popularity it enjoys that people in the insurance industry field affectionately call reports generated by the database as CLUE reports. The same goes for reports generated by A-PLUS as well.
The information withheld within the database is so [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/clue-part-1/</link>
			</item>
	<item>
		<title>Regulator uncovers insurance savings</title>
		<description><![CDATA[
According to The Financial Regulator, it is depending on the value of the property and its location if it is possible to save up to â‚¬370 on annual home insurance.
 The website, www.itsyourmoney.ie, the regulator today published new online home insurance cost comparisons on a range of properties.
It found that in Dublin, the three-bedroom semi-detached [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/regulator-uncovers-insurance-savings/</link>
			</item>
	<item>
		<title>Do cheap home insurance deals offer real value?</title>
		<description><![CDATA[
Emma Lunn writes that it still makes sense to shop around even if many home insurance providers might be offering heavily discounted products at the moment
In an attempt to attract new customers a number of leading insurers slashing new prices and offering headline grabbing discounts, a price war has broken out in the home insurance [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/do-cheap-home-insurance-deals-offer-real-value/</link>
			</item>
	<item>
		<title>The cheaper insurance market Part 2</title>
		<description><![CDATA[
The disadvantages of direct insurers is that
a)      These insurers are extremely selective in the process. Most of their customers are via referrals from its own customers as well. This close web networking is a bad thing for others who are not very involved in other services. For example. USAA only [...]]]></description>
		<link>http://thehomeinsuranceblog.com/information/the-cheaper-insurance-market-part-2/</link>
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