What other additional coverage can be included in your homeowner’s insurance policy?

coverage for damages from perils such as:

� fire and smoke
� tornado or windstorm
� hail and lightning
� falling objects, collapse and aircraft
� explosion
� water damage
� glass breakage and vandalism
� worker’s compensation for occasional residence employees

damage to your home caused by the following:

� riot or civil commotion
� weight of ice or snow and freezing damage
� cost of debris removal after loss
� sudden and accidental electrical damage to appliance

These are included in most websites for home insurance companies.