Buying homeowners insurance for the first time? Renewing your policy? Trying to increase coverage? Thinking about filing a claim?

Think again.

Obtaining and retaining homeowner insurance isn’t what it used to be. Moisture and mold, mounting natural disasters, and perhaps even California’s fires could play a role in your coverage and what it costs.

Experts are advising a staunchly proactive approach to keeping your most valuable asset well protected from damage or loss.

Read here (RealtyTimes.com) for the most current advice for acquiring and retaining insurance for your home.