Read your policy to learn what procedures you must follow to file a claim on your homeowners
If a crime has been committed, report it directly to the police immediately. Request a copy of the police report and make your own written notes, including the name of the police officer and date of the incident.
Call your insurance company or agent immediately. Many policies have rules on how quickly you must call. When you call, be sure you determine whether you are covered, whether your claim would exceed the deductible, how long it will take to process the claim, and whether you must obtain estimates for repairs. File only claims of significant value.