The Home Insurance Blog

The disadvantages of direct insurers is that
a) These insurers are extremely selective in the process. Most of their customers are via referrals from its own customers as well. This close web networking is a bad thing for others who are not very involved in other services. For example. USAA only [...]

Direct insurers, or phone folks as they are more commonly known, are carriers of insurance that sell their services directly over the phone. This means that they, and the customer, benefit from the lack of a fleet of agents. This spells no extra cost for the customer, and no need for commission from the [...]